“7 ESSENTIALS in every Short-Term Care (Extended Care) & Home Health Care Plan,” by Dennis Rinner, GoldenCareUSA
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“In the last couple years, there has been a major paradigm shift in the extended care product space: The landscape is changing. Agents and consumers (in particular, seniors) are aligned in demanding products that are more consumer and senior friendly. Everyone wants:
- Less Underwriting … 2. Less Complicated … 3. Less Costly …Shorter-duration plans can be more flexible, are significantly lower in cost (more affordable than LTC alternatives), but they can still be comprehensive in the amount of coverage clients can select. … Let’s take a closer look at these seven essentials:
- State Availability
- Underwriting
- Unisex Rates
- Discounts
- Included Features (Built-In Choices)
- Add-On Features (Riders)
- Value Proposition”
LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform:
Click through for all the details in this excellent review of the new world of extended care coverage. Dennis Rinner has the real world experience and GoldenCareUSA has the wide reach to support agents and consumers in the STC and LTC space throughout the country