“Dave Ramsey’s Take on Long-Term Care Planning Is Wrong,” by Kevin Synpniewski, ThinkAdvisor
“David Ramsey advises listeners to wait until they are 60 to plan for LTC needs. Long-term care insurance issuers use medical underwriting. About 30% of 60-year-olds have trouble qualifying to buy LTCI coverage.”
LTC Comment, Stephen A. Moses, President, Center for Long-Term Care Reform:
Early 50s seems optimal to me.