Exciting Enhancements to Eclipse Protector II IUL Are Coming!
Eclipse Protector II Indexed Universal Life (IUL) continues to deliver strong value with competitive premiums, a guaranteed death benefit, and cash value growth potential.
Effective September 8, 2025, we’re increasing target premium rates—creating greater compensation potential while maintaining the long-term value your clients expect.
What’s Changing?
For new sales and face increases beginning September 8, 2025:
- Average increase of 10% target rates for clients age 75 and under
- Males: Up to 32% increase
- Females: Up to 26% increase
- No decreases to any target rates
Transition Rules
- New Business
- If the application received date is before Monday, September 8, 2025, the policy will be issued with Eclipse Protector II IUL’s current target rates.
- If the application received date is on or after Monday, September 8, 2025, the policy will be issued with Eclipse Protector II IUL’s new target rates.
- Inforce policies
- Face increase requests received before Monday, September 8, 2025, will receive Eclipse Protector II IUL’s current target rates.
- Face increase requests received on or after Monday, September 8, 2025, will receive Eclipse Protector II IUL’s new target rates.
These adjustments are designed to keep Eclipse Protector II IUL competitive while continuing to provide strong value for your clients.
For more information including product resources and marketing tools, check out our dedicated website.
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