Read Full GoldenCare Newsletter, December 8, 2025 Edition
In this GoldenCare Newsletter Edition
Notable News: New LTC tax provision in 2026
A new long-term care (LTC) tax provision is going into effect January 1, 2026, and it may be helpful to keep in mind as you plan for next year’s conversations. Here’s a quick overview:
Starting in 2026, clients will be able to take money out of their qualified retirement plans before age 59½ to help pay for LTC insurance premiums without the 10% early-withdrawal penalty.
Key points:
- Withdrawals are limited to the lesser of 10% of the client’s vested balance or $2,500 per year.
- The funds must be used to pay premiums on a 7702B-qualified LTC insurance contract.
With these resources, be prepared to turn those “I’ll self fund” conversations into something a lot more productive.
To view additional exceptions to the 10% early distribution penalty on retirement accounts, download this client-approved white paper, from Securian Financial.
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CURRENT PROMOS AND WEBINARS:
Compliance:
Be sure to check out the Compliance Corner on our agent website!
Medicare Compliance Guide – Best Practices In Medicare Compliance & Marketing
Industry Updates:
From Manhattan Life:
Updated Home Health Care Select Brochure
ManhattanLife Pre-Qualifications? Questions? Contact Us!
Give the GoldenCare Team a call at 800-842-7799 or marketing@goldencareusa.com!
Review the updated Producer Guide – effective 10/15/25
Home Care Plus vs Recovery Care
From Mutual of Omaha:
2026 Medicare Copay and Deductibles Announced
Inforce LTCi Rate Adjustments Effective February 1, 2026
REMINDER: 2025 Year End Processing Deadline
From Thrivent:
Thrivent Receives A++ (Superior) Rating, Stable Outlook from AM Best
Unlock Underwriting Details Faster with New eApp Form
Sales Strategy—Using an HSA to Fund LTC
Medicare Solutions Corner:
Our portfolio includes Medicare giants such as Aflac, ACE, Lumico, Accendo/CVS Health, United Healthcare, Humana, and more! Click below for highlights.
ACE Med Supp Q4 Agent Incentives
Aflac’s Q4 Med Supp Sales Incentive
Humana Achieve Q4 Med Supp Bonus
INA Med Supp Q4 Sales Incentive
Wellabe Med Supp Q4 Sales Incentive
WoodmenLife Med Supp Q4 Sales Incentive
Earn a Bonus During Medicare AEP
Click for more GoldenCare Medicare News
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