Home Care Service Plans
Home Care Service Plans were developed as an alternative product to traditional insurance. These plans are not insurance products Home Care Service Plans are membership plans that allow seniors to pre-pay for home care expenses by purchasing one of four plans, each with varying Lifetime Maximum Membership Hours and premiums.
Where It Fits: Clients with concerning health conditions of extensive health histories that make qualifying for health-underwritten insurance difficult.
True Freedom
★ Home Care Service Contracts
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Available in all 50 states

- No Age Limit
- Platinum Plan:
- 10,000 Lifetime Membership Hours
- $5,700.00 Annually / $475.00 Monthly
- Gold Plan:
- 6,000 Lifetime Membership Hours
- $3,540.00 Annually / $295.00 Monthly
- Silver Plan:
- 3,000 Lifetime Membership Hours
- $2,100.00 Annually / $175.00 Monthly
- Bronze Plan:
- 1,500 Lifetime Membership Hours
- $1,140.00 Annually / $95.00 Monthly
- 1-Question Field Issue – No Medical Underwriting
- No Elimination Period
- Discount Savings Upon Enrollment:
- 5% Discount on an annual membership payment
- 10% Discount for Husband & Wife / Domestic Partners enrolling simultaneously
- 15% Discount on each ANNUAL membership enrollment for Husband & Wife / Domestic Partners enrolling simultaneously
- No ADL Requirement to use benefits
- No Claims Forms
*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.