Hospital Indemnity Insurance
A hospital stay can be stressful, particularly if your clients worry about out-of-pocket costs. Hospital Indemnity coverage can compliment the insured’s major medical plan, helping with some of the co-pays, deductibles or coverage limits they would otherwise be responsible for.
Aetna/Continental Life
Hospital Indemnity Flex
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State Availability →

- Issue Ages of 18 – 89
- Lump Sum Hospital Admission Benefit Amounts: $250 – $4,000 (increments of $250)
- Daily Hospital Confinement Benefit Amounts:
- $10 to $1,000 (increments of $10)
- 3, 4, 5, 6, 7, 8, 9, 10 or 20 Days
- Lifetime Maximum of 365 Days
- Guaranteed Renewable for Life
- Benefit paid directly to client
- Optional Riders Include:
- Ambulance or Hospital Emergency Room Visit
- Lump Sum Cancer
- Outpatient Surgical Procedure
- Outpatient Rehabilitation
- Doctor’s Office Visit
- Daily Skilled Nursing Facility Care
*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.
Guarantee Trust Life (GTL)
Advantage Plus® ELITE
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View Underwriting Guide →
State Availability →

- Issue Ages of 40 – 85
- Guaranteed Issue for ages 64½ to 70 in most states
- Benefit Amounts:
- 1 Day: $1,000 – $2,500
- 3, 4, 5, 6, 7, 8, 9, 10 or 15 Days: $100-$990
- Automatically Includes:
- Short Duration Hospital Stay Benefit
- Mental Health Benefits
- Emergency Room Benefits
- Optional Riders Include:
- Skilled Nursing Facility (choose one of two options)
- Ambulance Benefit Rider
- Cancer Lump Sum Benefit Rider
- Outpatient Therapy Benefit Rider
- Outpatient Surgical Benefit Rider
- Guaranteed Purchase Option Benefit Rider including Wellness Rider
- Critical Accident Benefit Rider
- Lump Sum Hospital Benefit Rider
- Dental and Vision Benefit Rider
- $20 Annual Policy Fee
- Simple Claims Process
- Guaranteed Renewable for Life
*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.
ManhattanLife
Hospital Indemnity Select
View National Brochure →
View Agent Guide →
State Availability →

- Issue Ages: 18 – 89
- Guaranteed Issue for ages 64½ to 70
- Guaranteed Renewable for life
- Benefits Available Immediately
- Competitive Rates that do not increase as your client ages
*Availability & Benefits May Vary by State. For Agent Use Only — See Carrier Literature for Full Details.