• Issue Ages of 18 – 89
• Lump Sum Hospital Admission Benefit Amounts: $250 – $4,000 (increments of $250)
• Daily Hospital Confinement Benefit Amounts:
  • $10 to $1,000 (increments of $10)
  • 3, 4, 5, 6, 7, 8, 9, 10 or 20 Days
  • Lifetime Maximum of 365 Days
• Guaranteed Renewable for Life
• Benefit paid directly to client
• Optional Riders Include:
  • Ambulance or Hospital Emergency Room Visit
  • Lump Sum Cancer
  • Outpatient Surgical Procedure
  • Outpatient Rehabilitation
  • Doctor’s Office Visit
  • Daily Skilled Nursing Facility Care

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages of 18 – 85 (64½ to 65½ are Guaranteed Issue)
• Plans:
  • Individual
  • Individual & Spouse
  • Individual & Children
  • Family Plan
• Hospital Admission: $100 – $5,000* (increments of $100)
  – Benefit Period – 5 days
• Daily Hospital Confinement: $100 – $750* (increments of $25)
  – Benefit Period – 3-10, 15, 21 or 31 days
• Emergency Room: $200
  – Benefit Period – 4 days
• Urgent Care: $50
  – Benefit Period – 4 days
• Observation Room: must be the same as Daily Hospital Confinement
  – Benefit Period – 5 days
• Ambulance, Benefit Period – 4 days
  – Air: $100 – $400 (increments of $50)
  – Ground/Water: $100 – $400 (increments of $25)
• Guaranteed Renewable for Life
• Benefit paid directly to client
• No networks or deductibles
• Customizable coverage with optional riders

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages of 40 – 85
• Guaranteed Issue for ages 64½ to 70 in most states
• Benefit Amounts:
  • 1 Day: $1,000 – $2,500
  • 3, 4, 5, 6, 7, 8, 9, 10 or 15 Days: $100-$990
• Automatically Includes:
  • Short Duration Hospital Stay Benefit
  • Mental Health Benefits
  • Emergency Room Benefits
• Optional Riders Include:
  • Skilled Nursing Facility (choose one of two options)
  • Ambulance Benefit Rider
  • Cancer Lump Sum Benefit Rider
  • Outpatient Therapy Benefit Rider
  • Outpatient Surgical Benefit Rider
  • Guaranteed Purchase Option Benefit Rider including Wellness Rider
  • Critical Accident Benefit Rider
  • Lump Sum Hospital Benefit Rider
  • Dental and Vision Benefit Rider
• $20 Annual Policy Fee
• Simple Claims Process
• Guaranteed Renewable for Life

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages: 18 – 89
• Guaranteed Issue for ages 64½ to 70
• Guaranteed Renewable for life
• Benefits Available Immediately
• Competitive Rates that do not increase as your client ages

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages of 18 – 85
• Guaranteed Issue for ages 64 to 74
• Benefit Amounts:
  • Daily: $100 – $1,000 (in $10 increments)
    – Day options: 3-10, 15, 20 or 31 days
  • Lump Sum: $100-$3,000 (in $50 increments)
• Optional Riders Include:
  • Skilled Nursing Facility
  • Home Health Care
  • Lump Sum Cancer
  • Outpatient Surgery
  • Outpatient Therapy
  • Ambulance & Emergency or Urgent Care
  • Major Diagnostic Testing
  • Guaranteed Purchase Option
  • Prescription Drug
• Benefits paid directly to client
• Guaranteed Renewable for Life

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.