We are excited to share that with the approval of National Guardian Life Insurance Company’s (NGL) Board of Directors, its policyholders and the Wisconsin Office of the Commissioner of Insurance, NGL has formed a mutual holding company, effective January 1, 2026.
Along with the conversion to a mutual holding company, Wisconsin Office of the Commissioner of Insurance also approved our name change to NGL Insurance Company (NGL). While effective January 1, 2026, additional filings are being made with each state while NGL completes the name change process.
“We are known as NGL and with the conversion, an opportunity presented itself that allows us to better differentiate who we are,” said Joe Celentano, NGL President & CEO. “We are proud to carry our legacy of integrity, dependability and financial strength forward with a new name. NGL Insurance Company reflects who we are today and where we’re going tomorrow.”
New Name. Same Purpose.
You know us as NGL, and we will continue to be known as NGL. NGL Insurance Company becomes our new legal name. Our logo, colors and branding remain the same. We are proud to be a dependable, financially strong and secure insurance carrier that has been in business for over a century. These changes are to better enhance our future, they do not mean we’ve been acquired by another company or that we are planning on it. By converting to a mutual holding company, we have greater financial flexibility to lead us into our next century of delivering on our promises across generations with collaboration and compassion.
Want to learn more? Click here to read the complete news release. And click here for a few frequently asked questions.
Name Change Rollout
As name change filings are being made with each state throughout 2026, NGL will be rolling out updated forms, marketing materials, communications, correspondence and other legal and policy-related documents reflecting the new name. We understand it will take time to fully update the name and there will be a grace period in using existing forms. This will be a process and occur over time. Information and updates about it will be shared with you as state filings are approved.
Policyholder Impact
The mutual holding company conversion and name change will have little to no impact on policyholders. Existing policies will remain the same: Coverages, premiums, beneficiaries, and other policy features will not change. Policyholders will continue to hold voting rights in the new mutual holding company, just as they have today.
Policyholders will receive a mailing in the first quarter that the mutual holding company conversion was approved and name changed. The mailing will be sent after the state filing is approved. We will keep you updated.
Changing to serve you better
A mutual holding company structure is designed to support our ability to grow and evolve, while continuing to operate with our policyholders’ best interests in mind. NGL remains committed to operating for the benefit of our policyholders and our partners, just as we always have.
We are excited about this new chapter and remain deeply committed to serving you with collaboration, stability and compassion. If you have any questions, please email your dedicated LTC Team at ltc@nglic.com and one of our representatives will gladly assist you.
Thank you for your partnership.
For agent inquiries, contact your dedicated Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions, contact the Long Term Care Sales Team at LTC@nglic.com.
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