• Issue Ages: 40 – 65
• Daily Benefit Options: $50, $100, $150 or$200
• Total Benefit Options: $50K, $100K, $150K, $200K, $250K
• 90 or 180 Calendar Day Elimination Period
• Compound Inflation Options:1%, 3% or 5%
• Optional Waiver of Home & Community Care Deductible Period rider
• Access to the CareScout Quality Network, a curated nationwide network of aging care providers
• Preferred and Standard health rates

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages: 30 – 79
• Monthly Benefits from $1,500 to $15,000
• Initial Maximum Policy Limit of $50,000 to $500,000
• 0, 30, 60, 90, 180 or 365 Calendar Day Elimination Period
• Built-in, first-day Cash Benefit (at 25% of the HHC Benefit)
• Compound Inflation Options from 1% to 5% (in .25% increments with a built-in, Guaranteed Buy-Up Option)
• Inflation choices of Lifetime, 20 Years, 15 Years or 10 Years
• Option for 200% coverage for Professional HHC
• Many other Built-In and Optional Benefits

MutualCare Custom Solution gives you the benefit power and premium flexibility needed to make it a must for any agent’s LTCi portfolio.

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages: 30 – 79
• Monthly Benefits:$1,500 to $15,000 ($1 increments)
• Benefit Period Options: 24, 36 or 48 Months
• 90, 180 or 365 Calendar Day Elimination Period
• Built-in, first-day Cash Benefit (at 25% of the HHC Benefit)
• Compound Inflation Options:
  – Lifetime: 3%, 4% or 5% Compound
  – 20-Year Growth: 3% or 5% Compound
• Inflation choices of Lifetime, 20 Years, 15 Years or 10 Years
• Other Optional Benefits

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages 35 – 79
• Monthly Benefit Amount: $1,500 to $12,000 ($300 increments)
• Elimination Periods: 90 or 180 days (1=7)
• Benefit Period Options: 2, 3, 4, 5 or 6 years
• Limited Pay Options: 10 Pay or Lifetime Pay
• Compound Inflation Options: 1%, 2%, 3%, 4% or 5%
• Additional Optional Riders

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages 40 – 79 (Age at Nearest Birthday)
• Daily Benefit Amount: $50 to $300 ($10 increments)
• Elimination Periods: 30, 90, 180 service days
• Benefit Period: 2 year, 3 year (Benefit Extension Riders are available on 3 year option, resulting in 4 year, 5 year, 6 year or Lifetime)
• Limited Pay Options: Single Pay, 10 Pay, Lifetime Pay
• Limited Return of Premium (Less Claims)
• Inflation Protection: 3% or 5% Compound
• Reverse Combo (reduce the risk of “use it or lose it”)
• Competitive Pricing[/read]

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.

• Issue Ages: 18 – 79
• Monthly Benefit Options: $1,500 – $15,000
• Benefit Period Options: 2, 3, 4, 5, or 8 years
• Elimination Period Options: 30, 90, or 180 (1=7)
• Built-In 5-year Rate Guarantee
• Premium Payment Options: Lifetime OR 10-Pay
• Inflation Options:
  • – 1% Compound
  • – 2% Compound
  • – 3% Compound
  • – 5% Compound
  • – No Inflation
  • – Flexible Increase Benefit
• Couples Discounts: 20% Both; 5% One Insured

*Availability & Benefits May Vary by State.  For Agent Use Only — See Carrier Literature for Full Details.