When it comes to long-term care (LTC) insurance, understanding how gastrointestinal (GI) disorders are assessed is important for both agents and clients. The specific diagnosis, how it’s treated, and how stable the condition is all play a role in determining eligibility and potential rating.
Some GI conditions may increase the risk of future complications like malignancy or require treatments that impact a person’s overall health or independence. Others may have little to no effect on underwriting outcomes. That’s why each case is carefully evaluated to offer the most appropriate coverage options.
Want a deeper dive? Check out our marketing flyer, Gastrointestinal Issues in LTC Underwriting, for more insights.
Navigating GI Disorders in Long-Term Care Underwriting
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