August 31, 2026
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Need Quick Access To OmniFlex Resources?
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Short-Term Care now qualifies for GoldenCare Reward Points!*
And our Rewards Program now has a nationwide footprint!
What Are GoldenCare Rewards?
* Points Are Subject To Change. Restrictions May Apply. Visit goldencarerewards.com For Details.
"Eighty percent of Americans say nation faces retirement crisis, up from 67 percent in 2020,” by Kathleen Steele Gaivin, McKnights Senior Living
"Eighty percent of Americans participating in a newly released survey by the National Institute on Retirement Security said they believe the country is facing a retirement crisis. That’s a ‘sharp increase’ from the 67% expressing concerns in a 2020 survey, the NIRS said last week in a report about the results. Citing inflation (73%) and market volatility (62%) as contributing factors, more than 60% of the survey respondents said they worry they might not achieve financial security in retirement. Seventy-six percent of those concerned about falling short also said they are concerned about the possibility of Social Security benefit reductions if Congress fails to act.”
LTC Comment (from Stephen A. Moses, President, Center for Long-Term Care Reform):
The age wave crests as the fiscal vise closes on the safety net. Got LTCI?
Click Here to read the entire article.

What is IntegrityCONNECT?
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Online Agent Training Webinar Presentations:
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For The Week Of August 31, 2026
Click on the subject heading to learn more about the topic.
Click the date/time to register for the presentation.
Click Here for the Full Schedule of All Upcoming Webinars.
Or Click Here to Access a List Of All Our Agent Training Services!
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ManhattanLife Office Closure – Labor Day, September 7, 2026
In observance of Labor Day, our offices will be closed on Monday, September 7, 2026. We will resume normal business hours on Tuesday, September 8, 2026.
HHC Enhanced Now Available In Montana and Nevada
As of August 24th, ManhattanLife's Home Health Care Enhanced product is available in two additional states: Montana & Nevada!
OmniFlex Questions? We have answers!
If you have any OmniFlex questions (marketing, new business, post-issue), give the GoldenCare Team a call at 800-842-7799!
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Important Update on Agent Contracting
Bankers Fidelity is implementing a temporary pause on new agent contracting, effective September 1, 2026 through December 7, 2026. Normal contracting will resume on December 8, 2026.
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NGL Closed for Labor Day
NGL’s Long-Term Care Administration Office will be closed on Monday, September 7, in observance of Labor Day. We will resume regular business hours the following day, Tuesday September 8.
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Thrivent Upcoming Office Closure
Thrivent and our underwriting partners at illumifin will be closed on Monday, September 7, in observance of Labor Day. We will resume regular business hours the following day, Tuesday September 8.
What is a Thrivent Action Team?
You may have heard about Thrivent Action Teams in a webinar, seen them featured in Thrivent materials, or even spotted someone in your community wearing a “Live Generously” T-shirt. But what exactly is a Thrivent Action Team, and how can it help turn an idea into action?
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Updated Home Care Service Plans and material launched on July 1, 2026
True Freedom now offers PLUS Option Plans in addition to the original Standard Option Plans. The new PLUS Option Plans have an increasing daily maximum benefit over time (up to $300 per day!), depending on when home care services are first accessed during the first five years of a contract.
The benefit amounts of the PLUS Option Plans will be fixed and remain at the amount of the corresponding year that home care hours are initially utilized.
True Freedom's introductory Enrollment Bonus is also taking place until the end of the year!
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Medicare Solutions Corner:
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