New and Improved LTC Underwriting Guide
Prescreen with Confidence: See What’s New in Our LTCi Underwriting Guide
Building on our already robust Long-Term Care Insurance underwriting guide, Thrivent has partnered with illumifin to deliver meaningful enhancements—giving you clearer, more current underwriting insight in a streamlined, easy-to-use format.
What’s new:
- 197 additional conditions, expanding the guide from 47 to 244 total conditions
- Clearer guidance on waiting and stability periods, including cancer, surgery and joint issues
- Updated height/weight chart
- Expanded LTC Field Tip Sheet with added insight into the application and underwriting process.
- And more improvements designed to support your day-to-day work
These updates don’t change our underwriting philosophy—but they do make it easier to prescreen clients and set expectations with confidence.
Download the updated Thrivent LTCi Underwriting Guide today.
The #1 Habit of Top LTCi Producers
Prescreening clients’ health—early.
It takes just a few minutes and can help prevent declines, identify the right health rating, and create a smoother client experience.
Why it matters:
Once a client is declined for LTCi coverage, most other carriers won’t consider them either. Prescreening helps protect future options—including non-proprietary solutions that may still work.
Use the prescreen form and underwriting guide to determine your clients’ insurability and health rating.
Upcoming Holiday Schedule
Thrivent will be closed on the following holidays:
- February 16 – Presidents’ Day
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