Reminder about state specific variations

While Thrivent’s long-term care insurance has features and benefits that are standard across most states, due to state requirements there are some state-specific variations to be aware of. Do you know:

• Which two states do not allow the 24 and 36-month benefit multipliers with the Shared Care Benefit Rider?

• In what state is the 5 year rate guarantee not available?

• What is the Waiver of Elimination Period for Home Care and Adult Day Care rider called in California?