Helping clients prepare for the long-term care insurance application process starts with asking the right questions. Mutual of Omaha’s Top 10 LTC Considerations guide highlights common health conditions and underwriting considerations that can impact eligibility, helping producers identify potential concerns before an application is submitted.
Better Conversations Lead to Better Outcomes
From diabetes and osteoarthritis to hypertension, cancer and other health conditions, understanding a client’s medical history can help create a smoother underwriting experience. Having these conversations upfront may help set expectations, uncover potential concerns and support more informed client discussions.
A Helpful Resource for Field Underwriting
The guide serves as a quick reference for producers, offering key questions to ask and insights into common health conditions that can require additional underwriting review. It is designed to help producers navigate the prescreen process with greater confidence while leveraging the expertise of Mutual of Omaha’s underwriting team when needed.
Want to see all 10 considerations? Explore the full Top 10 LTC Considerations guide for additional underwriting insights, condition-specific questions and practical tips to help prepare clients before submitting an application.
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