Indiana has approved the Birthday Rule effective January 1, 2026.
What is the Birthday Rule? The Birthday Rule allows Medicare Supplement members to change carriers while keeping their existing plan type, without medical underwriting. This means your clients can shop for better rates or service without worrying about health questions.
Coverage becomes effective on the first day of the month following the member’s birthday, and clients have 60 days from their birthday to make the switch.
WoodmenLife has announced the following for updated commission schedules. Commission rates have been updated, and policy years have been revised to policy years have been revised to 1–6, 7–10, and 11+.
Please reach out to your GoldenCare Regional Director for the updated versions of the commission schedules.
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